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Overdraft Plus Opt-In Form

Due to recent changes in legislation (Regulation E), we are required to have all members opt-in to receive/keep Overdraft Plus on their signature-based debit card transactions. If you do not contact us or return the authorization form, you will be unable to access Overdraft Plus through your debit card.

This program benefits you by allowing us to cover your unexpected expenses, so that you are still able to pay for groceries, gasoline or a needed prescription. In addition it also saves you the embarrassment of having your purchases declined. These examples, along with many others, are reasons for utilizing this safety net - and reasons it should remain available to you and your family.

You can opt-in to the Overdraft Plusprogram by:

1. Completing an online form.
2. Printing an authorization form and mailing it to us.
3. Visiting a Century Credit Union branch.
4. Calling 636-464-5037.

If you do not contact us or return the form, you will be unable to access Overdraft Plus through your debit card until you opt-in.

Why not save more?
Introducing a new CD just for GenY
GenY earns 5% Six-Month Term Minimum $100/Maximum $1,000 You must be a member of GenY (ages 13-19) to take advantage of this
offer! Ask for details!

Shared Branching – our partnership with other credit unions – makes it possible to access your Century account from more than 40 office locations in the St. Louis metro area, more than 90 in Missouri, and hundreds across the nation. To find a shared branch office near wherever you live, work or travel, click the CU Service Centers logo.

*APR=Annual Percentage Rate Available to qualified borrows, subject to credit score eligibility.