Century membership is now available to individuals who live or work in this county, giving more people in our region access to the same products, services and benefits you enjoy.
Century CU
Century membership is now available to individuals who live or work in this county, giving more people in our region access to the same products, services and benefits you enjoy.
Your financial well-being is our top priority. Lower loan rates, higher returns on savings, and minimal fees help you save more and earn more than you typically would at a traditional bank.
Your relationship with Century should reward you. In 2025, we returned surplus earnings to members through a year-end bonus dividend and loan interest rebate. Now, we’re putting that philosophy into action throughout 2026 and beyond. Our Loyalty Rewards and 2% Loan Interest Rebate programs give members ongoing opportunities to earn money back rather than waiting until year-end.
Your money stays focused on members. As a local, member-owned, not-for-profit financial institution, we’re focused on delivering value to the people we serve – not outside shareholders. And the more products and services you and your family use at Century, the more value you can receive.
Figures cited are from rate and fee comparisons to other banking institutions in the state over a recent 12-month period.
If you or a family member lives or works in St. Louis County, St. Louis City, Jefferson County,
Franklin County, or St. Charles County in Missouri, you can open an account with Century.
Our not-for-profit structure and operational model enable us to offer some of the lowest loan rates and highest deposit rates around, both locally and nationally.
APR = Annual Percentage Rate / APY = Annual Percentage Yield
At Century Credit Union, we offer a wide range of financial products and services similar to those of traditional banks — but with unique benefits and better pricing.
For example, debit cards with cash-back rewards. A program that rounds up your debit card purchases and automatically deposits the change into a high-interest savings account called Quick Stash. A 24-month Flex CD that enables you to request a one-time rate increase. A Christmas Club savings account paying 5.09% APY. Youth savings accounts paying 10.00% APY, and teen CDs paying the same!
More examples: No balance transfer or cash advance fees on credit cards. A Credit Builder Loan for those who have little or no credit history or are struggling to improve their credit score. Home equity loans with no closing costs and 100% financing available. Mortgage loans with as little as 5% down, with no Private Mortgage Insurance (PMI).
Our friendly, knowledgeable team provides personalized, unbiased financial advice to help you make the best financial decisions.
Debbie B.I have had multiple home loans with Century when interest rates were falling and saved over $40,000 by refinancing – enough to be able to afford an inground pool!
Our core mission is simple: people helping people. It’s why we exist and the heart of everything we do.
We are deeply committed to giving back to the local communities that sustain us. Our initiatives include various drives in our lobbies to help those less fortunate, volunteer work for charitable organizations, scholarships for high school and college students, and crucial assistance through our unique Family Fund for members facing significant challenges.
Tracie E.One of the ways in which Century Credit Union has benefited my family is through my children's savings accounts. Both my son and daughter have savings accounts that have taught them the responsibility of saving money. They have learned the value of setting money aside for future expenses, and I have been able to teach them valuable financial lessons that will serve them well in the future.
Your money is in safe and secure hands at Century. Thousands of people have trusted us with their hard-earned dollars since we opened our doors in 1954.
We are financially strong and stable, as evidenced by ratings we’ve received from various independent, leading agencies, ensuring you can trust us for the long term.
Tracy L.Century has been our financial home/support system for over 13 years. We use Century for all of our financing needs. They make any new loans a breeze. We appreciate the personal attention we get through Century. We wouldn't bank anywhere else.
With deep roots in the local community, Century Credit Union has earned a reputation as a leader in rates and member (customer) service. Our passion is helping people save money and earn money at every stage in life.
Our members enjoy the best of both worlds — powerful digital banking tools and totally free access to their money through 40+ shared branches and 250+ ATMs in St. Louis, and thousands more across the country.
St. Louis
St. Louis
Best Credit Union
Finalist
2025
St. Louis
Jefferson County
Best Credit Union
Winner
2025
