Centipedes earn 5.09% APY* on their first $1,000

Led by C.C., the Century Centipede, The Next Century Kids' Club will teach children everything they need to know about saving money early and spending money wisely. Our club members receive their very own accounts so they can learn first-hand how to manage their own finances. And we make learning fun!

Your child can look forward to receiving these club features and benfits:

• Open an account with as little as $1 and we'll add $10 to their balance
• Gifts upon opening the account include the Centipede savings bucket and a Centipede passbook
• Quarterly dividends earned on balances of $1 or more
• Fun Centipede gifts for every fifth visit to the credit union (for example, to make a deposit) and a very special prize for the 25th visit**
• A birthday card from C.C. and Century staff
• Invites to special events throughout the year
• Up to $5 paid each quarter for getting good grades in school and bringing in their report card
• And we're thinking of even more every day

Adults have the opporunity to use payroll deduction to make regular deposits into their child's account.**

To open a kids' club account, just bring your child into a branch and complete a membership application (or contact us to request an application by mail). The child is the primary owner on the account, with a parent or guardian as joint owner.

Help us teach the children in your life savings habits that will go a long way toward securing their future. The satisfaction they receive from doing business "just like Mom and Dad" is a dividend that will pay out over a lifetime!

When your child turns age 13, they "graduate" from this club and automatically become members of our NextGen Teen Club and enjoy a different, really cool reward for making deposits, plus the opportunity to earn a $1,000 or $500 scholarship from us!

*APY=Annual Percentage Yield

**To encourage children to learn about their accounts by managing them directly, payroll deduction transactions do not count toward the Centipede gifts. Children who live too far away to visit regularly are encouraged to handle credit union business by mail.