These terms govern the use of this website. Please read them carefully before accessing the site. If you do not agree with these terms, do not access the website. By accesing the website or any of its pages, you agree to be bound by these terms of use.

This website has been established by the credit union for the sole purpose of conveying informtaion about the credit union's products and services and to allow communication between the credit union and its members. Information that appears on this website should be considered as an advertisement. The credit union will use reasonable efforts to ensure that all information displayed is accurate; however, the credit union expressly disclaims any representation and warranty, express and implied. Nothing contained in any page on this site takes the place of the credit union's agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the credit union's agreements and disclosures, the agreements and disclosures will control.

Century Credit Union's website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this website constitutes your agreement to all such terms, conditions, and notices.

Modification of these terms of use:

Century Credit Union reserves the right to change the terms, conditions, and notices under which this site/services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of this site/services constitutes your agreement to all such terms, conditions, and notices.

SMS wireless (text message) agreement

Text messaging services are provided by Century Credit Union. You and Century are solely responsible for the content transmitted through text messages sent between you and the credit union. You must provide source indication in any text messages you send (e.g., mobile telephone number, "From" field in text message, etc.) You are responsible for any text message fees charged by your wireless carrier.

By providing your mobile phone number and opting in to receive text messages from Century, you agree to the following:

• Message frequency varies by account/preference. Message and data rates may apply;
• Take precautionary steps to safeguard your mobile device to encourage privacy;
• Notify Century if there is any change to your mobile phone number;
• Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access;
• The credit union may add to, change or delete the terms of this policy or terminate this policy at any time at its discretion subject to prior notification required by applicable law.

If you have any questions about this policy, would like us to mail you a paper copy of this policy, are having problems receiving or stopping text messages, please contact us by mail (Century Credit Union; 1540 Lemay Ferry Road; St. Louis, MO 63125) or phone (314.544.1818).

To opt-out of texts from Century Credit Union, Text STOP to the number that is texting you.

Personal and non-commercial use limitation:

Unless otherwise specified, the Century Credit Union Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Century Credit Union site.

Links to third party sites:

The Century Credit Union site/services may contain links to third-party webites ("Linked Sites"). The Linked Sites are not under the control of Century Credit Union, and Century Credit Union is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Century Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site, nor is Century Credit Union responsible if the Linked Site is not working appropriately. Century Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Century Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Century Credit Union Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Century Credit Union shall not be responsible or liable for any part of any such dealings or promotions.

No unlawful or prohibited use:

As a condition of your use of the Century Credit Union site/services, you will not use the Century Credit Union site/services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Century Credit Union site/services in any manner which could damage, disable, overburden, or impair any Century Credit Union Site/Service(s) (or the network(s) connected to any Century Credit Union site/services or interfere with any other party's use and enjoyment of any Century Credit Union site/services. You may not attempt to gain unauthorized access to any Century Credit Union site/service, other accounts, computer systems or networks connected to any Century Credit Union site/service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Century Credit Union sites/services.

Service Contact: ccu@centurycu.org

Termination/Access Restriction:

Century Credit Union reserves the right, at its sole discretion, to terminate your access to the Century Credit Union site/services and the related services or any portion thereof at any time, without notice.

Century Credit Union may also terminate or suspend your access to Century Credit Union site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Century Credit Union. Upon termination of the Century Credit Union site/service, your right to use the Century Credit Union site/service immediately ceases. Century Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

Copyright and trademark notices:

All contents of the Century Credit Union website is: © 2010 Century Credit Union. All Rights Reserved and/or its suppliers, 1540 Lemay Ferry Rd., St. Louis, MO 63125.

Any rights not expressly granted herein are reserved.