At Century Credit Union, our certified financial counselors have a mission to provide personalized support to help you take control of your finances and achieve your goals. Our one-on-one counseling and education services are free of charge.

Here are some of the ways we can assist you.

Creating a Realistic Budget

• Build a Budget that Works for You: We’ll help you create a budget that fits your lifestyle and goals, whether that’s saving for a big purchase, paying down debt, or simply making sure your spending is aligned with your priorities.

Debt Management Assistance

• Developing a Debt Repayment Plan: If you’re carrying debt, we can work with you to develop a plan that focuses on paying down balances efficiently, potentially lowering interest costs and helping you pay off your debt faster.

Improving Your Credit Score

• Understanding and Improving Your Credit: We can guide you on the key factors that affect a credit score and offer strategies to improve it over time. Whether it’s by reducing outstanding debt, addressing errors in your report, or responsibly adding a line of credit, we're here to help.
• Build or Rebuild Your Credit: If you’re starting from scratch or recovering from past financial mistakes, we’ll provide advice on how to rebuild your credit and qualify for better financial products in the future.

Financial Education and Goal Setting

• Learning About Personal Finance: We offer education on the basics of managing money so you can make informed decisions.
• Setting Achievable Financial Goals: Here to help you set clear and realistic financial goals and develop a step-by-step plan to reach them.

Help During Financial Emergencies

• Support When You Need It Most: If you’re facing a financial crisis, such as an unexpected job loss or medical expenses, we can help you navigate through it by offering advice on how to cut costs, access community resources, or create temporary solutions to manage the situation.

Among these services, our counselors have insights on topics such as retirement, purchasing a home, insurance, identity theft, and more.

Schedule an appointment

Email us at moneygoals@centurycu.org , or give us a call at 314.544.1818 (Lemay) or 636.464.5037 (Arnold), to arrange a day and time to meet with one of our financial counselors.