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Century Auto Loans

Get beyond rate rage

Don’t let inflated auto loan rates put the brakes on your dream ride. 

Unclench your teeth and relax your grip — Century is here to help you get beyond rate rage with an auto loan that offers more.

Your next buy or refi is closer than you think!

Enjoy rates as low as 4.99% APR1, plus:

  • Our rate-match promise — if you find a lower rate, we'll match or beat it2
  • Up to 125% financing (including tax, title and license) for qualified borrowers
  • Automatic payment discount of 0.25%3
  • Flexible terms4
  • No early pay-off penalty
  • Affordable add-on options — Pay up to 50% less than dealer costs on mechanical breakdown coverage and GAP insurance purchased through us

View rates

Get pre-approved

Submit our easy online application and receive a quick response from us..

Ready to roll?

Click the button to apply online, today.

Apply Now

Questions?

Use the contact form below or give us a call at (314) 544-1818 to speak with one of our auto loan specialists.

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1 APR=Annual Percentage Rate. Rate cited as of Sept. 1, 2023, and applies to terms of 30 months or less. Rates based on the creditworthiness of the borrower, age of the vehicle and loan term. See our Rates page for details. All rates subject to change without notice.
2 By as much as 1.00%. Floor rate applies.
3To receive this discount, monthly loan payments to the credit union need to be automatically transferred out of a Century Credit Union or other financial institution account; otherwise, add a quarter-point to our published loan rates.
4Up to 84 months available.